Partners Human Resources and Payroll

Tips for Navigating a Workers’ Compensation Claim

 

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We may take all the necessary precautions to protect our employees, but workplace injuries are a part of life. There are some things you can do to make the workers’ compensation process smoother. Here are the most important tips to keep in mind during a claim.

Stay Informed

Knowledge is power. The most important thing to do is make sure you know the details about what workers’ compensation does and does not cover. Several situations may allow claims to be denied, including:

  • Drug- or alcohol-related injuries
  • Self-inflicted injuries
  • Injuries resulting from a fight started by the employee in question
  • Injuries related to horseplay or violation of company policy
  • Off-the-job injuries
  • Claims after an employee is terminated or laid off
  • Injuries related to a felony
  • Injuries to an independent contractor

Keep Your Employees Informed

All your workers should know which claims do or do not qualify for worker’s compensation. They also need to know the company policies to prevent accidents in the first place. It’s also required that you carry workers’ compensation insurance to keep you and your employees protected.

Keep Claim Forms Ready

In most cases, you must provide claim forms to your workers within 24 hours. It’s always a good idea to have them prepared and on hand, especially in case something happens when you’re not at the office. Some businesses choose to make the forms available online, so that workers can log in any time and find them.

Work with a Workers’ Compensation Service

Even if you’re prepared, it can be difficult to get through the complicated process of filing a workers’ compensation claim. Most employees aren’t familiar with the claims process, so it is in your company’s best interest to work with someone who does. Services, such as Partners HR, will guide you through the process from beginning to end and make sure everything stays legal, honest, and fair.

Regardless of which path you choose, workers’ compensation is an important topic. For questions about the process or regulations, refer to the United States Department of Labor.

Posted on: May 15th, 2017

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